Click "Apply Now" to see terms and conditions.ĭiscover's bonus categories for the entire year are released well in advance, so you can plan your credit card strategy and maximize rewards each quarter. Then 13.49% to 24.49% Standard Variable Purchase APR applies, based on credit worthiness. New Intro APR: Get a 0% intro APR for 15 months on purchases.Redeem cash back in any amount, any time.New! Discover helps remove your personal information from select people-search websites.Plus, earn unlimited 1% cash back on all other purchases - automatically. Earn 5% cash back on everyday purchases at different places each quarter like, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Intro Offer: Unlimited Cashback Match - only from Discover.When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. These cards won't be worth it if you're paying interest or late fees. We're focused here on the rewards and perks that come with each card. New cardholders will also have all of their rewards matched after their first 12 months through the Discover cash back match program, which can add up quickly if you spend a lot on your card throughout the year. To earn 5% cash back, you'll first need to activate the bonus through your Discover online account, and if you enroll after the start of the quarter, the bonus will be in effect from the day you activate (from July 1 to September 30, 2022, you can earn 5% cash back at restaurants and PayPal on up to $1,500 in purchases after enrollment, then 1%). Both earn 5% cash back on up to $1,500 spent in combined bonus categories (then 1%) that change every three months, and 1% back on all other purchases. The Discover it® Cash Back and Discover it® Student Cash Back fall into the last category. Some cards offer a flat cash-back rate for all purchases, others include extra rewards in specific categories, and a few offer increased earnings in bonus categories that rotate every quarter. If you want to make the most of cash-back credit cards, there are different earning structures to be aware of. By clicking ‘Sign up’, you agree to receive marketing emails from InsiderĪs well as other partner offers and accept our
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